Manage your
money like a boss
Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money tools.
One less thing to worry about
Your free Wave account gets you access to all this and more:
A user-friendly dashboard built for you, not your accountant.
Peace of mind that you’re always organized ahead of tax season.
A complete picture of your business health, wherever you are.
Our in-house team of bookkeeping, accounting, and payroll coaches.
Everything you need.
Nothing you don't.
Payroll
Didn't go to school for payroll? No worries. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go.
Everything you need.
Nothing you don't.
Invoicing
Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the low, low price of FREE.
Payments
Convenience is everything. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.
Accounting
Monitor your cash flow, stay organized, and stop sweating tax season. Say #sorrynotsorry to your spreadsheets and shoeboxes.
Payroll
Didn't go to school for payroll? No worries. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go.
Advisors
Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is standing by to coach you—or do the work for you.
Wave has helped over 2,000,000 North American small business owners take control of their finances.
Built for small business owners like you
Sign me up
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Frequently Asked Questions
Our accounting software, invoicing software, or US-only banking software are 100% free. There are no trials, subscriptions, or hidden fees.
Wave's optional paid features include online payment processing, payroll software, and access to personalized bookkeeping services and coaching through Wave Advisors. If you're interested in using payroll software, you can start a free 30-day trial when you sign up for Wave.
Wave makes money through our optional, paid money management features include online payment processing, payroll software, and access to personalized bookkeeping services and coaching through Wave Advisors. These features help keep our invoicing, and accounting, free.If you're interested in our payroll software, you can start a free 30-day trial when you sign up for Wave.
Wave's money management tools are web-based, so you just need an Internet connection and browser to manage your books. No installation is necessary for our online software! If you're looking for an on-the-go money management solution, you can also install our mobile app to help you manage invoices and payments. Download our mobile app on iOS and Android today!
Completely. Our servers are protected physically and electronically. Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.
We provide different levels of support for customers who use different features and services from Wave. Full details on how Wave support works are available here.
